FREE. UNLIMITED USE.

Real numbers. You decide what they mean.

Two tools, both free. Unlimited use. Data stays on your device. Enter your own figures and see the maths in full - no recommendations. Just your numbers, for you to interpret.

Nothing you enter here is saved, stored or sent anywhere.

Budget Check

Enter your income and costs as positive numbers only below. The output will be only as reliable as the inputs so gather up your payslips, income and bank statements to get a more accurate picture. See your net annual balance, a full income and cost breakdown, and what share of your income your costs take up.

Income (after tax)
£0
Employment
Amount · How often
Investment income
Pensions & benefits
Other income
Costs
£0
Housing
Food & living
Transport
Family
Lifestyle
Debt & protection
Annual balance
Total income (after tax)
£0
Total costs
£0
Net annual balance
£0
Costs as % of income-
Income breakdown
Employment£0
Investments£0
Rental£0
Pensions & benefits£0
Other£0
Total£0
Cost breakdown
Housing£0
Food & living£0
Transport£0
Family£0
Lifestyle£0
Debt & protection£0
Total£0

Calculation only, on figures you entered. Not advice, not a recommendation, not a forecast. Gibb Financial Education Ltd is not FCA authorised.

This is a calculation only, based on the figures you enter - it is not financial advice and does not take your full circumstances into account. Nothing you enter here is saved, stored, or sent anywhere.

Interest Compounding Calculator

Enter a starting amount and a growth rate. See how the value could build at several points in time, both before and after inflation - and what the arithmetic effect of starting from a later date could be.

Your figures

There is no default or expected rate here. Enter any rate you want to model. These are not rates we suggest or expect.

Value over time
YearNominal valueReal value (today's money)
Value over time (nominal vs real)
Nominal value Real value (today's money)

Calculation only, on figures you entered. Not advice, not a recommendation, not a forecast. Gibb Financial Education Ltd is not FCA authorised.

Figures are illustrative examples only, based on the rate you enter, compounded annually with no withdrawals or additional contributions. Past growth is not a guide to future growth, and this is not a projection or forecast of any specific investment. Nothing you enter here is saved, stored, or sent anywhere.

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